Kaizen is a Japanese philosophy that involves continuous improvement of personal efficiency, working practices, education, relationships, and really any other problem or weakness that you want to improve upon. The first step of Kaizen is to identify a personal weakness you want to improve on, and list all the things you can do to improve on it. Instead of working on the entire problem and risking failure, Kaizen encourages choosing one small problem at a time and practice correcting it; until it becomes a habit. Once you have conquered one small problem, you can choose another until you have achieved your final goal.
I have decided to use Kaizen to help me better manage my money so I can save enough money to properly invest it into a money market account or into my already existing mutual funds. The final goal I want to achieve is to have enough money to become an entrepreneur when I finish my business degree in 6~years as well as be able to fully support myself. Here’s a list of small changes I can begin to make so that I will save money and better manage it.
1.) Because I don’t have bills to pay yet, I want to put 40% of my paycheck from work into my savings account or mutual fund. The other 60% will go towards other expenses such as gas, food, and wants, etc.
2.) Save money by bringing my own beverages from home instead of buying them from a gas station or convenient store.
3.) Carry no more than $40.00 in cash, so I’m not as tempted to spend it.
4.) Keep a log of my expenditures for the week.
5.) Buy my college textbooks online in-advanced to save money.
6.) Look into scholarships that I can apply for next semester.
For this week, I’m going to start working towards my final goal by keeping a log of expenditures and putting some of my paycheck into my savings account. I’m not going to put the full 40% in because I spent more money than I should have this week. By starting to put money into an account where my money can grow, I can have thousands of dollars invested by the time a full year goes by.
22 year old Scott Pilgrim is the bass guitarist of an indie rock band known as the Sex Bob-Ombs. Scott is trying to keep his life simple after going through a traumatic breakup a year before. He just started dating 17 year old Knives Chau (Ellen Wong), but is already being criticized by everyone because of her age. She is obsessed with Scott and the Sex Bob-Ombs, but Scott isn’t sure if he even likes her. While walking home with Knives, Scott day dreams about a girl on rollerblades that he’s never met before. Following this strange dream, Scott sees the girl in his dream at the library and again at a party. He asks around about her and discovers that she works for Amazon.com. Scott immediately orders something online and waits for the package to arrive. Surely enough, the mysterious Ramona Flowers (Mary Elizabeth Winstead) shows up on his doorstep to deliver the package. Scott convinces Ramona to hang out with him later that night. He discovers that she recently moved to Toronto from New York to start over. Unaware of the trouble that awaits him, Scott tries to make Ramona his girlfriend only to be confronted by the first of Ramona’s seven evil ex-boyfriends that control her love life. In order for Scott to prove himself to the girl of his dreams, he must defeat all seven of her evil exes, before its “Game Over”.
